Payment Plans we offer

With Zip Money, when applying for Zip Money a one-off establishment fee up to $99 may apply along with a $9.95 monthly account fee. 

Monthly account fee is waived if nothing owing at the end of each month. No deposit is required on the day of purchase. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. 

Patients can opt to fully pay out their plan with no penalties or additional costs. 

In summary: 

• One-off establishment fee of $99
• Monthly fee of $9.95
• Interest rate of 25.9% per annum, charged after the expiry of any applicable interest free period

With humm, you pay no interest and a small deposit (standard deposit amount may vary from 0% – 20%). 

You will need to pay an establishment fee of $70 to set up your plan, but this can also be spread over the term of your payment plan!

The only recurring cost you will experience is an $9.95 monthly fee (per plan) for the duration of your plan, but keep in mind that you can make additional repayments at anytime or pay your plan out early with absolutely no penalties.

In summary: 

• One-off establishment fee of $70
• Monthly fee of $9.95